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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,470 | $68,681+129.3% | $86,625+81.8% | $85,851+83.4% |
| Participation rate | 75.0% | 66.4%+8.6pp | 71.6%+3.4pp | 69.3%+5.7pp |
| Annual return | 10.95% | 20.12%-9.2pp | 63.52%-52.6pp | 318.63%-307.7pp |
| Employer contribution / active EE | $140 | $1,880-92.6% | $2,496-94.4% | $2,565-94.5% |
| Participant deferral / active EE | $2,318 | $2,919-20.6% | $3,700-37.4% | $3,952-41.4% |
| Admin fee / account holder | $27,588 | $5,974+361.8% | $5,830+373.2% | $6,261+340.6% |