Filed March 18, 2025
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| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS4 years Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 27 6329 W MEQUON RD · MEQUON, WI 53092 | Advisory (Plan) | $61,087 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $34,210 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,760 | $72,303+90.5% | $86,698+58.9% | $64,824+112.5% |
| Participation rate | 97.3% | 80.4%+16.9pp | 76.6%+20.8pp | 71.5%+25.9pp |
| Annual return | -13.78% | 392.77%-406.6pp | 35.96%-49.7pp | 32.84%-46.6pp |
| Employer contribution / active EE | $8,817 | $2,393+268.5% | $2,837+210.8% | $2,507+251.7% |
| Participant deferral / active EE | $10,641 | $4,660+128.4% | $4,656+128.5% | $4,311+146.8% |
| Admin fee / account holder | $201 | $174+15.6% | $7,492-97.3% | $188+7.0% |