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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,766 | $125,797-62.0% | $170,057-71.9% | $75,177-36.5% |
| Participation rate | 95.1% | 83.6%+11.5pp | 87.0%+8.1pp | 67.2%+27.9pp |
| Annual return | 12.53% | 27.20%-14.7pp | 53.42%-40.9pp | 160.75%-148.2pp |
| Employer contribution / active EE | $1,365 | $4,616-70.4% | $6,790-79.9% | $2,671-48.9% |
| Participant deferral / active EE | $6,396 | $6,838-6.5% | $10,411-38.6% | $4,126+55.0% |
| Admin fee / account holder | $13,279 | $8,177+62.4% | $12,826+3.5% | $5,651+135.0% |