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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,055 | $137,414-49.7% | $189,545-63.6% | $85,851-19.6% |
| Participation rate | 97.4% | 84.6%+12.8pp | 87.8%+9.6pp | 69.3%+28.0pp |
| Annual return | 9.20% | 38.14%-28.9pp | 555.36%-546.2pp | 318.63%-309.4pp |
| Employer contribution / active EE | $1,379 | $4,344-68.3% | $6,162-77.6% | $2,565-46.2% |
| Participant deferral / active EE | $5,725 | $6,260-8.5% | $8,220-30.4% | $3,952+44.8% |
| Admin fee / account holder | $5,560 | $8,630-35.6% | $12,049-53.9% | $6,261-11.2% |