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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,625 | $110,083-52.2% | $151,645-65.3% | $68,490-23.2% |
| Participation rate | 97.6% | 84.0%+13.7pp | 87.5%+10.1pp | 67.9%+29.7pp |
| Annual return | -13.26% | -10.12%-3.1pp | 3.34%-16.6pp | -7.85%-5.4pp |
| Employer contribution / active EE | $1,347 | $4,470-69.9% | $6,165-78.2% | $2,597-48.1% |
| Participant deferral / active EE | $5,759 | $6,526-11.8% | $8,363-31.1% | $4,028+43.0% |
| Admin fee / account holder | $7,642 | $7,718-1.0% | $11,614-34.2% | $5,403+41.4% |