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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,388 | $77,814+356.7% | $158,223+124.6% | $86,983+308.6% |
| Participation rate | 74.6% | 68.4%+6.2pp | 79.2%-4.6pp | 69.5%+5.0pp |
| Annual return | 17.11% | 30.54%-13.4pp | 52.09%-35.0pp | 25.83%-8.7pp |
| Employer contribution / active EE | $4,569 | $2,592+76.3% | $4,109+11.2% | $2,584+76.8% |
| Participant deferral / active EE | $10,310 | $3,270+215.3% | $5,467+88.6% | $4,194+145.8% |
| Admin fee / account holder | $4,061 | $5,879-30.9% | $16,047-74.7% | $7,856-48.3% |