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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,323 | $95,415+185.4% | $185,851+46.5% | $85,851+217.2% |
| Participation rate | 82.2% | 68.8%+13.5pp | 81.7%+0.5pp | 69.3%+12.9pp |
| Annual return | 13.34% | 23.59%-10.3pp | 122.11%-108.8pp | 318.63%-305.3pp |
| Employer contribution / active EE | $4,768 | $3,314+43.9% | $5,168-7.7% | $2,565+85.9% |
| Participant deferral / active EE | $9,856 | $3,424+187.9% | $5,569+77.0% | $3,952+149.4% |
| Admin fee / account holder | $10,821 | $7,215+50.0% | $16,245-33.4% | $6,261+72.8% |