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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,476 | $81,331+259.6% | $155,534+88.0% | $80,935+261.4% |
| Participation rate | 78.6% | 66.3%+12.3pp | 78.2%+0.4pp | 67.7%+10.9pp |
| Annual return | 13.42% | 33.37%-19.9pp | 64.92%-51.5pp | 35.66%-22.2pp |
| Employer contribution / active EE | $4,399 | $3,105+41.7% | $4,675-5.9% | $2,757+59.6% |
| Participant deferral / active EE | $9,710 | $3,454+181.1% | $5,630+72.5% | $4,299+125.8% |
| Admin fee / account holder | $5,008 | $7,999-37.4% | $15,900-68.5% | $6,924-27.7% |