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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,476 | $81,233+260.0% | $155,567+88.0% | $80,874+261.6% |
| Participation rate | 78.6% | 66.2%+12.3pp | 78.2%+0.4pp | 67.6%+10.9pp |
| Annual return | 13.42% | 33.33%-19.9pp | 64.74%-51.3pp | 35.62%-22.2pp |
| Employer contribution / active EE | $4,399 | $3,101+41.9% | $4,674-5.9% | $2,756+59.7% |
| Participant deferral / active EE | $9,710 | $3,452+181.3% | $5,628+72.5% | $4,297+126.0% |
| Admin fee / account holder | $5,008 | $7,998-37.4% | $15,916-68.5% | $6,935-27.8% |