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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,795 | $162,529-78.6% | $130,788-73.4% | $154,746-77.5% |
| Participation rate | 77.8% | 75.9%+1.9pp | 70.1%+7.7pp | 80.7%-2.9pp |
| Annual return | 17.25% | 510.48%-493.2pp | 386.44%-369.2pp | 172.34%-155.1pp |
| Employer contribution / active EE | $1,116 | $4,447-74.9% | $3,558-68.6% | $4,379-74.5% |
| Participant deferral / active EE | $3,881 | $4,808-19.3% | $4,137-6.2% | $6,730-42.3% |
| Admin fee / account holder | $946 | $7,669-87.7% | $6,673-85.8% | $14,365-93.4% |