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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,821 | $156,963-88.0% | $121,204-84.5% | $139,466-86.5% |
| Participation rate | 58.3% | 76.5%-18.1pp | 69.5%-11.2pp | 80.3%-22.0pp |
| Annual return | 17.35% | 1476.75%-1459.4pp | 987.18%-969.8pp | 373.66%-356.3pp |
| Employer contribution / active EE | $650 | $5,544-88.3% | $4,170-84.4% | $4,754-86.3% |
| Participant deferral / active EE | $2,285 | $4,848-52.9% | $4,083-44.0% | $6,712-66.0% |
| Admin fee / account holder | $675 | $6,953-90.3% | $5,651-88.1% | $11,409-94.1% |