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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,751 | $152,591-89.0% | $117,529-85.7% | $134,545-87.5% |
| Participation rate | 45.5% | 77.1%-31.7pp | 70.6%-25.1pp | 81.2%-35.8pp |
| Annual return | -19.48% | 53.04%-72.5pp | 29.77%-49.3pp | 418.37%-437.9pp |
| Employer contribution / active EE | $630 | $5,576-88.7% | $4,179-84.9% | $4,742-86.7% |
| Participant deferral / active EE | $1,784 | $4,821-63.0% | $4,072-56.2% | $6,401-72.1% |
| Admin fee / account holder | $362 | $7,004-94.8% | $5,645-93.6% | $11,431-96.8% |