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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,751 | $152,542-89.0% | $117,498-85.7% | $134,509-87.5% |
| Participation rate | 45.5% | 77.1%-31.7pp | 70.6%-25.1pp | 81.2%-35.8pp |
| Annual return | -19.48% | 53.02%-72.5pp | 29.75%-49.2pp | 418.13%-437.6pp |
| Employer contribution / active EE | $630 | $5,574-88.7% | $4,178-84.9% | $4,741-86.7% |
| Participant deferral / active EE | $1,784 | $4,819-63.0% | $4,071-56.2% | $6,400-72.1% |
| Admin fee / account holder | $362 | $7,006-94.8% | $5,646-93.6% | $11,427-96.8% |