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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,795 | $234,190-85.1% | $180,320-80.7% | $198,609-82.5% |
| Participation rate | 77.8% | 77.1%+0.7pp | 71.5%+6.2pp | 82.4%-4.6pp |
| Annual return | 17.25% | 1057.44%-1040.2pp | 778.54%-761.3pp | 202.70%-185.4pp |
| Employer contribution / active EE | $1,116 | $5,258-78.8% | $4,108-72.8% | $5,055-77.9% |
| Participant deferral / active EE | $3,881 | $4,988-22.2% | $4,304-9.8% | $6,977-44.4% |
| Admin fee / account holder | $946 | $12,558-92.5% | $10,000-90.5% | $19,030-95.0% |