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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,326 | $178,174-63.9% | $156,181-58.8% | $137,256-53.1% |
| Participation rate | 54.5% | 82.0%-27.5pp | 78.8%-24.3pp | 80.0%-25.4pp |
| Annual return | 25.80% | 84.19%-58.4pp | 64.87%-39.1pp | 220.34%-194.5pp |
| Employer contribution / active EE | $3,455 | $4,972-30.5% | $4,294-19.5% | $4,156-16.9% |
| Participant deferral / active EE | $8,514 | $6,888+23.6% | $6,132+38.8% | $6,407+32.9% |
| Admin fee / account holder | $21 | $17,404-99.9% | $14,586-99.9% | $12,270-99.8% |