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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,850 | $100,970-74.4% | $96,576-73.2% | $137,256-81.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 19.98% | 38.16%-18.2pp | 38.47%-18.5pp | 220.34%-200.4pp |
| Employer contribution / active EE | $7,541 | $3,809+98.0% | $3,553+112.2% | $4,156+81.4% |
| Participant deferral / active EE | $20,784 | $8,286+150.8% | $7,956+161.2% | $6,407+224.4% |
| Admin fee / account holder | $2,786 | $11,312-75.4% | $11,381-75.5% | $12,270-77.3% |