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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,247 | $160,028-36.7% | $147,080-31.2% | $145,884-30.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.91% | 98.60%-84.7pp | 420.17%-406.3pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,504 | $5,286-71.5% | $4,933-69.5% | $4,662-67.7% |
| Participant deferral / active EE | $4,869 | $8,422-42.2% | $8,066-39.6% | $6,690-27.2% |
| Admin fee / account holder | $3,495 | $15,030-76.7% | $12,989-73.1% | $13,392-73.9% |