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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,293 | $102,663+27.9% | $86,216+52.3% | $139,466-5.9% |
| Participation rate | 33.3% | 74.5%-41.2pp | 69.0%-35.6pp | 80.3%-47.0pp |
| Annual return | 22.14% | 1924.52%-1902.4pp | 1169.42%-1147.3pp | 373.66%-351.5pp |
| Employer contribution / active EE | $2,131 | $3,035-29.8% | $2,382-10.5% | $4,754-55.2% |
| Participant deferral / active EE | $7,096 | $4,677+51.7% | $3,986+78.0% | $6,712+5.7% |
| Admin fee / account holder | $20 | $8,663-99.8% | $6,853-99.7% | $11,409-99.8% |