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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,832 | $95,915-11.6% | $79,580+6.6% | $134,532-36.9% |
| Participation rate | 25.0% | 75.0%-50.0pp | 69.5%-44.5pp | 81.2%-56.2pp |
| Annual return | -20.82% | -2.71%-18.1pp | 0.15%-21.0pp | 418.27%-439.1pp |
| Employer contribution / active EE | $598 | $3,129-80.9% | $2,413-75.2% | $4,741-87.4% |
| Participant deferral / active EE | $5,433 | $4,693+15.8% | $3,985+36.3% | $6,401-15.1% |
| Admin fee / account holder | $20 | $9,132-99.8% | $6,835-99.7% | $11,429-99.8% |