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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,658 | $112,933-57.8% | $90,970-47.6% | $158,982-70.0% |
| Participation rate | 25.0% | 74.7%-49.7pp | 69.0%-44.0pp | 82.0%-57.0pp |
| Annual return | 36.09% | 215.82%-179.7pp | 134.60%-98.5pp | 302.99%-266.9pp |
| Employer contribution / active EE | $299 | $2,893-89.7% | $2,122-85.9% | $4,763-93.7% |
| Participant deferral / active EE | $4,750 | $4,128+15.1% | $3,373+40.8% | $5,983-20.6% |
| Admin fee / account holder | $20 | $8,047-99.8% | $5,961-99.7% | $11,252-99.8% |