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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,412 | $154,228-93.2% | $145,433-92.8% | $137,256-92.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.30% | 74.59%-56.3pp | 66.58%-48.3pp | 220.34%-202.0pp |
| Employer contribution / active EE | $2,261 | $4,804-52.9% | $4,554-50.4% | $4,156-45.6% |
| Participant deferral / active EE | $3,784 | $8,216-53.9% | $7,897-52.1% | $6,407-40.9% |
| Admin fee / account holder | $54,648 | $14,344+281.0% | $13,129+316.2% | $12,270+345.4% |