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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,847 | $210,343-90.6% | $153,432-87.1% | $145,959-86.4% |
| Participation rate | 75.0% | 82.1%-7.1pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 15.40% | 13.38%+2.0pp | 15.66%-0.3pp | 561.95%-546.6pp |
| Employer contribution / active EE | $2,101 | $6,047-65.3% | $5,038-58.3% | $4,661-54.9% |
| Participant deferral / active EE | $3,394 | $7,977-57.4% | $6,757-49.8% | $6,689-49.3% |
| Admin fee / account holder | $1,641 | $19,424-91.6% | $12,725-87.1% | $13,398-87.8% |