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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,502 | $81,262-92.0% | $155,602-95.8% | $80,911-92.0% |
| Participation rate | 90.0% | 66.2%+23.8pp | 78.2%+11.8pp | 67.6%+22.4pp |
| Annual return | 15.74% | 33.34%-17.6pp | 64.81%-49.1pp | 35.63%-19.9pp |
| Employer contribution / active EE | $1,161 | $3,102-62.6% | $4,675-75.2% | $2,756-57.9% |
| Participant deferral / active EE | $2,176 | $3,451-36.9% | $5,629-61.3% | $4,297-49.4% |
| Admin fee / account holder | $1,212 | $7,992-84.8% | $15,923-92.4% | $6,935-82.5% |