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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,317 | $73,848-96.9% | $143,799-98.4% | $68,486-96.6% |
| Participation rate | 96.3% | 66.7%+29.6pp | 80.3%+16.0pp | 67.9%+28.4pp |
| Annual return | 0.00% | 0.91%-0.9pp | -0.04%0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,217 | $3,184-61.8% | $4,952-75.4% | $2,597-53.1% |
| Participant deferral / active EE | $2,224 | $3,385-34.3% | $5,638-60.6% | $4,028-44.8% |
| Admin fee / account holder | $351 | $5,755-93.9% | $14,677-97.6% | $5,404-93.5% |