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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,282 | $77,908-93.2% | $149,696-96.5% | $75,173-93.0% |
| Participation rate | 93.1% | 65.6%+27.5pp | 78.8%+14.3pp | 67.2%+25.9pp |
| Annual return | 65.60% | 31.73%+33.9pp | 134.46%-68.9pp | 160.72%-95.1pp |
| Employer contribution / active EE | $1,239 | $3,138-60.5% | $4,821-74.3% | $2,671-53.6% |
| Participant deferral / active EE | $2,336 | $3,411-31.5% | $5,682-58.9% | $4,126-43.4% |
| Admin fee / account holder | $320 | $5,950-94.6% | $13,212-97.6% | $5,651-94.3% |