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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,579 | $86,050-92.4% | $189,758-96.5% | $94,015-93.0% |
| Participation rate | 84.2% | 68.9%+15.3pp | 79.8%+4.4pp | 70.8%+13.4pp |
| Annual return | 19.84% | 17.77%+2.1pp | 52.62%-32.8pp | 17.84%+2.0pp |
| Employer contribution / active EE | $916 | $2,819-67.5% | $4,767-80.8% | $2,790-67.2% |
| Participant deferral / active EE | $1,667 | $3,349-50.2% | $5,856-71.5% | $4,249-60.8% |
| Admin fee / account holder | $1,325 | $6,627-80.0% | $20,388-93.5% | $8,951-85.2% |