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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,579 | $78,690-91.6% | $161,489-95.9% | $87,485-92.5% |
| Participation rate | 84.2% | 67.5%+16.7pp | 78.7%+5.5pp | 68.9%+15.3pp |
| Annual return | 19.84% | 32.74%-12.9pp | 89.72%-69.9pp | 26.06%-6.2pp |
| Employer contribution / active EE | $916 | $2,588-64.6% | $4,268-78.5% | $2,596-64.7% |
| Participant deferral / active EE | $1,667 | $3,311-49.6% | $5,630-70.4% | $4,274-61.0% |
| Admin fee / account holder | $1,325 | $6,724-80.3% | $16,006-91.7% | $7,775-83.0% |