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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,283 | $62,583+264.8% | $76,767+197.4% | $64,173+255.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -8.34% | -1.95%-6.4pp | 2.43%-10.8pp | 7.63%-16.0pp |
| Employer contribution / active EE | $2,386 | $1,832+30.2% | $2,485-4.0% | $2,381+0.2% |
| Participant deferral / active EE | $5,762 | $3,145+83.2% | $3,852+49.6% | $3,470+66.1% |
| Admin fee / account holder | $35,617 | $4,667+663.2% | $6,675+433.6% | $4,887+628.7% |