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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,000 | $78,423+245.6% | $95,964+182.4% | $79,856+239.4% |
| Participation rate | 73.3% | 73.5%-0.2pp | 77.1%-3.8pp | 69.6%+3.7pp |
| Annual return | 17.64% | 19.37%-1.7pp | 91.64%-74.0pp | 31.71%-14.1pp |
| Employer contribution / active EE | $1,727 | $1,945-11.2% | $2,541-32.0% | $2,471-30.1% |
| Participant deferral / active EE | $3,987 | $3,440+15.9% | $4,167-4.3% | $3,741+6.6% |
| Admin fee / account holder | $27,833 | $5,622+395.1% | $6,797+309.5% | $5,306+424.5% |