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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,479 | $86,949-71.8% | $102,460-76.1% | $80,959-69.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 14.76% | 18.89%-4.1pp | 29.47%-14.7pp | 35.67%-20.9pp |
| Employer contribution / active EE | $3,196 | $2,370+34.9% | $3,025+5.6% | $2,757+15.9% |
| Participant deferral / active EE | $5,768 | $4,121+40.0% | $5,056+14.1% | $4,300+34.1% |
| Admin fee / account holder | $2,585 | $8,048-67.9% | $9,460-72.7% | $6,925-62.7% |