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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,352 | $97,550-66.8% | $120,344-73.1% | $87,485-63.0% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.7%+17.2pp | 68.9%+25.0pp |
| Annual return | 20.29% | 18.41%+1.9pp | 20.30%0pp | 26.06%-5.8pp |
| Employer contribution / active EE | $3,795 | $2,291+65.7% | $3,020+25.7% | $2,596+46.2% |
| Participant deferral / active EE | $7,046 | $4,230+66.6% | $5,135+37.2% | $4,274+64.9% |
| Admin fee / account holder | $832 | $9,543-91.3% | $12,742-93.5% | $7,775-89.3% |