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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $165,039 |
MMA SECURITIES LLC8+ years Service code 55 PO BOX 9497 · NEW YORK, NY 10087 | Other Commissions | $79,250 |
Service code 16 3071 PEARL ROAD · MEDINA, OH 44256 | Consulting | $953 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,261 | $84,784+103.2% | $98,461+75.0% | $74,460+131.3% |
| Participation rate | 98.8% | 81.5%+17.2pp | 75.2%+23.6pp | 70.7%+28.0pp |
| Annual return | 17.75% | 20.59%-2.8pp | 21.17%-3.4pp | 34.38%-16.6pp |
| Employer contribution / active EE | $8,384 | $3,364+149.3% | $3,049+175.0% | $2,638+217.8% |
| Participant deferral / active EE | $14,207 | $5,218+172.3% | $4,738+199.8% | $4,530+213.6% |
| Admin fee / account holder | $361 | $204+76.5% | $8,961-96.0% | $348+3.8% |