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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $266,636 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,839 | $104,631-43.8% | $98,462-40.2% | $80,187-26.6% |
| Participation rate | 92.3% | 87.5%+4.7pp | 75.2%+17.1pp | 72.9%+19.3pp |
| Annual return | 15.35% | 34.72%-19.4pp | 21.20%-5.8pp | 40.40%-25.0pp |
| Employer contribution / active EE | $2,274 | $4,517-49.7% | $3,049-25.4% | $2,980-23.7% |
| Participant deferral / active EE | $4,120 | $6,545-37.0% | $4,738-13.0% | $5,016-17.9% |
| Admin fee / account holder | $48 | $105-54.2% | $8,875-99.5% | $145-66.9% |