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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,835 | $108,897-67.1% | $100,378-64.3% | $145,877-75.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 63.10% | 58.17%+4.9pp | 49.41%+13.7pp | 551.28%-488.2pp |
| Employer contribution / active EE | $5,323 | $4,420+20.4% | $3,942+35.0% | $4,663+14.2% |
| Participant deferral / active EE | $9,583 | $8,455+13.3% | $8,087+18.5% | $6,691+43.2% |
| Admin fee / account holder | $1,638 | $9,690-83.1% | $7,899-79.3% | $13,402-87.8% |