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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,712 | $105,145-80.3% | $94,664-78.1% | $139,466-85.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 94.82% | 38.09%+56.7pp | 156.84%-62.0pp | 373.66%-278.8pp |
| Employer contribution / active EE | $8,616 | $4,107+109.8% | $3,673+134.6% | $4,754+81.2% |
| Participant deferral / active EE | $9,497 | $7,599+25.0% | $7,417+28.0% | $6,712+41.5% |
| Admin fee / account holder | $5,756 | $8,972-35.8% | $7,222-20.3% | $11,409-49.5% |