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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,961 | $59,107-76.4% | $86,439-83.8% | $68,495-79.6% |
| Participation rate | 93.8% | 75.2%+18.5pp | 80.3%+13.4pp | 67.9%+25.9pp |
| Annual return | -0.48% | -0.23%-0.2pp | 4395.55%-4396.0pp | -7.84%+7.4pp |
| Employer contribution / active EE | $4,235 | $2,519+68.1% | $3,769+12.4% | $2,596+63.1% |
| Participant deferral / active EE | $8,344 | $5,901+41.4% | $6,952+20.0% | $4,028+107.2% |
| Admin fee / account holder | $2,306 | $5,637-59.1% | $6,732-65.7% | $5,403-57.3% |