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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,566 | $115,903-92.6% | $100,528-91.5% | $158,966-94.6% |
| Participation rate | 76.5% | 81.6%-5.1pp | 79.4%-2.9pp | 82.0%-5.5pp |
| Annual return | 42.31% | 34.80%+7.5pp | 30.90%+11.4pp | 302.95%-260.6pp |
| Employer contribution / active EE | $2,209 | $4,105-46.2% | $3,419-35.4% | $4,762-53.6% |
| Participant deferral / active EE | $2,884 | $6,677-56.8% | $6,271-54.0% | $5,983-51.8% |
| Admin fee / account holder | $416 | $11,000-96.2% | $8,084-94.9% | $11,250-96.3% |