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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,090 | $67,894-7.1% | $89,340-29.4% | $82,448-23.5% |
| Participation rate | 73.2% | 64.0%+9.1pp | 69.6%+3.6pp | 68.1%+5.1pp |
| Annual return | 19.03% | 19.21%-0.2pp | 20.57%-1.5pp | 41.64%-22.6pp |
| Employer contribution / active EE | $2,744 | $1,828+50.1% | $2,231+23.0% | $2,551+7.6% |
| Participant deferral / active EE | $6,501 | $3,072+111.6% | $3,823+70.1% | $4,139+57.0% |
| Admin fee / account holder | $7,206 | $5,723+25.9% | $6,704+7.5% | $7,234-0.4% |