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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,699 | $29,051-90.7% | $52,425-94.9% | $67,986-96.0% |
| Participation rate | 39.0% | 30.4%+8.6pp | 55.6%-16.6pp | 57.2%-18.2pp |
| Annual return | 24.09% | 24.00%+0.1pp | 302.12%-278.0pp | 31.67%-7.6pp |
| Employer contribution / active EE | $171 | $412-58.5% | $914-81.3% | $2,019-91.5% |
| Participant deferral / active EE | $171 | $873-80.4% | $1,790-90.5% | $3,358-94.9% |
| Admin fee / account holder | $131 | $2,113-93.8% | $2,495-94.7% | $3,203-95.9% |