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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,925 | $96,361-60.6% | $80,607-53.0% | $139,456-72.8% |
| Participation rate | 43.8% | 73.6%-29.9pp | 67.0%-23.3pp | 80.3%-36.6pp |
| Annual return | 18.91% | 1350.95%-1332.0pp | 936.11%-917.2pp | 373.45%-354.5pp |
| Employer contribution / active EE | $6,089 | $3,262+86.7% | $2,724+123.5% | $4,753+28.1% |
| Participant deferral / active EE | $3,886 | $5,232-25.7% | $4,448-12.6% | $6,711-42.1% |
| Admin fee / account holder | $1,448 | $6,601-78.1% | $5,379-73.1% | $11,407-87.3% |