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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,530 | $93,117-73.7% | $77,096-68.2% | $134,532-81.8% |
| Participation rate | 68.8% | 74.5%-5.7pp | 67.9%+0.8pp | 81.2%-12.5pp |
| Annual return | -20.32% | 62.67%-83.0pp | 42.35%-62.7pp | 418.27%-438.6pp |
| Employer contribution / active EE | $6,099 | $3,420+78.3% | $2,814+116.7% | $4,741+28.6% |
| Participant deferral / active EE | $3,878 | $5,241-26.0% | $4,429-12.4% | $6,401-39.4% |
| Admin fee / account holder | $443 | $6,948-93.6% | $5,428-91.8% | $11,429-96.1% |