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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,654 | $148,629-78.0% | $135,982-76.0% | $139,487-76.6% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 21.01% | 79.33%-58.3pp | 68.32%-47.3pp | 373.84%-352.8pp |
| Employer contribution / active EE | $2,208 | $5,247-57.9% | $4,859-54.6% | $4,755-53.6% |
| Participant deferral / active EE | $5,633 | $8,102-30.5% | $7,760-27.4% | $6,713-16.1% |
| Admin fee / account holder | $2,862 | $12,406-76.9% | $10,767-73.4% | $11,407-74.9% |