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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,945 | $82,678-73.5% | $125,391-82.5% | $68,490-68.0% |
| Participation rate | 73.3% | 75.1%-1.7pp | 82.4%-9.1pp | 67.9%+5.4pp |
| Annual return | -22.64% | -5.97%-16.7pp | 572.41%-595.1pp | -7.85%-14.8pp |
| Employer contribution / active EE | $1,902 | $3,382-43.8% | $4,816-60.5% | $2,597-26.8% |
| Participant deferral / active EE | $4,557 | $6,111-25.4% | $7,448-38.8% | $4,028+13.1% |
| Admin fee / account holder | $1,276 | $6,277-79.7% | $10,009-87.3% | $5,403-76.4% |