Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,836 | $105,210-77.3% | $159,487-85.1% | $85,851-72.2% |
| Participation rate | 65.6% | 75.8%-10.2pp | 82.8%-17.2pp | 69.3%-3.7pp |
| Annual return | 21.04% | 45.08%-24.0pp | 263.71%-242.7pp | 318.63%-297.6pp |
| Employer contribution / active EE | $3,005 | $3,319-9.5% | $4,831-37.8% | $2,565+17.1% |
| Participant deferral / active EE | $3,946 | $5,946-33.6% | $7,354-46.3% | $3,952-0.2% |
| Admin fee / account holder | $748 | $6,934-89.2% | $10,804-93.1% | $6,261-88.1% |