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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,228 | $183,978+14.3% | $162,171+29.6% | $152,885+37.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 23.86% | 150.78%-126.9pp | 115.60%-91.7pp | 345.39%-321.5pp |
| Employer contribution / active EE | $17,381 | $6,370+172.9% | $5,613+209.7% | $4,763+264.9% |
| Participant deferral / active EE | $10,741 | $8,033+33.7% | $7,297+47.2% | $5,851+83.6% |
| Admin fee / account holder | $31,813 | $13,122+142.4% | $10,843+193.4% | $11,598+174.3% |