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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,431 | $171,867-24.1% | $149,721-12.9% | $147,586-11.6% |
| Participation rate | 91.7% | 88.2%+3.5pp | 87.1%+4.6pp | 82.8%+8.8pp |
| Annual return | 26.50% | 2113.36%-2086.9pp | 1501.67%-1475.2pp | 578.59%-552.1pp |
| Employer contribution / active EE | $0 | $6,275-100.0% | $5,444-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $9,625 | $7,270+32.4% | $6,568+46.5% | $5,439+77.0% |
| Admin fee / account holder | $23,845 | $13,799+72.8% | $11,282+111.3% | $10,886+119.0% |