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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,836 | $82,630-43.3% | $64,105-26.9% | $125,393-62.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | -3.84% | 1489.72%-1493.6pp | 791.24%-795.1pp | 282.23%-286.1pp |
| Employer contribution / active EE | $15,153 | $2,671+467.3% | $1,820+732.6% | $4,866+211.4% |
| Participant deferral / active EE | $7,510 | $3,608+108.1% | $2,822+166.2% | $5,351+40.3% |
| Admin fee / account holder | $1,455 | $6,382-77.2% | $4,499-67.7% | $9,541-84.8% |