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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,546 | $93,346-38.4% | $71,796-19.8% | $273,972-79.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 9.95% | 130.39%-120.4pp | 78.04%-68.1pp | 41.46%-31.5pp |
| Employer contribution / active EE | $13,108 | $2,733+379.6% | $1,924+581.1% | $4,869+169.2% |
| Participant deferral / active EE | $3,813 | $3,475+9.7% | $2,794+36.5% | $5,287-27.9% |
| Admin fee / account holder | $1,388 | $6,571-78.9% | $4,815-71.2% | $10,133-86.3% |