Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,771 | $73,787-51.5% | $98,716-63.8% | $82,448-56.6% |
| Participation rate | 66.2% | 61.4%+4.8pp | 69.3%-3.1pp | 68.1%-1.9pp |
| Annual return | 17.87% | 18.57%-0.7pp | 31.81%-13.9pp | 41.64%-23.8pp |
| Employer contribution / active EE | $3,674 | $1,511+143.1% | $2,279+61.3% | $2,551+44.0% |
| Participant deferral / active EE | $4,318 | $3,081+40.1% | $4,048+6.7% | $4,139+4.3% |
| Admin fee / account holder | $3,003 | $6,500-53.8% | $8,703-65.5% | $7,234-58.5% |