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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,278 | $150,447-85.9% | $136,298-84.4% | $147,586-85.6% |
| Participation rate | 90.0% | 84.4%+5.6pp | 81.9%+8.1pp | 82.8%+7.2pp |
| Annual return | 18.39% | 1049.15%-1030.8pp | 5156.27%-5137.9pp | 578.59%-560.2pp |
| Employer contribution / active EE | $4,502 | $5,256-14.4% | $4,696-4.1% | $4,876-7.7% |
| Participant deferral / active EE | $6,799 | $6,631+2.5% | $6,247+8.8% | $5,439+25.0% |
| Admin fee / account holder | $2,832 | $10,906-74.0% | $9,244-69.4% | $10,886-74.0% |