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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,756 | $127,387-89.2% | $115,038-88.0% | $125,389-89.0% |
| Participation rate | 88.9% | 84.2%+4.7pp | 81.4%+7.5pp | 83.2%+5.7pp |
| Annual return | -1.42% | 31.28%-32.7pp | 26.14%-27.6pp | 282.24%-283.7pp |
| Employer contribution / active EE | $4,448 | $5,166-13.9% | $4,608-3.5% | $4,866-8.6% |
| Participant deferral / active EE | $4,114 | $6,423-36.0% | $6,026-31.7% | $5,352-23.1% |
| Admin fee / account holder | $5,151 | $9,516-45.9% | $8,175-37.0% | $9,541-46.0% |