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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,784 | $82,678-38.6% | $125,391-59.5% | $68,490-25.9% |
| Participation rate | 64.4% | 75.1%-10.7pp | 82.4%-18.0pp | 67.9%-3.5pp |
| Annual return | -19.26% | -5.97%-13.3pp | 572.41%-591.7pp | -7.85%-11.4pp |
| Employer contribution / active EE | $1,783 | $3,382-47.3% | $4,816-63.0% | $2,597-31.3% |
| Participant deferral / active EE | $4,310 | $6,111-29.5% | $7,448-42.1% | $4,028+7.0% |
| Admin fee / account holder | $2,582 | $6,277-58.9% | $10,009-74.2% | $5,403-52.2% |