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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,217 | $89,370-65.1% | $141,197-77.9% | $72,976-57.2% |
| Participation rate | 55.2% | 75.1%-19.9pp | 82.5%-27.3pp | 69.5%-14.3pp |
| Annual return | 35.22% | 111.88%-76.7pp | 71.41%-36.2pp | 81.02%-45.8pp |
| Employer contribution / active EE | $1,252 | $3,115-59.8% | $4,736-73.6% | $2,440-48.7% |
| Participant deferral / active EE | $2,786 | $5,419-48.6% | $6,710-58.5% | $3,608-22.8% |
| Admin fee / account holder | $1,133 | $5,957-81.0% | $10,265-89.0% | $5,124-77.9% |