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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,539 | $98,776-61.0% | $149,745-74.3% | $79,856-51.7% |
| Participation rate | 64.6% | 75.8%-11.2pp | 82.5%-17.9pp | 69.6%-5.0pp |
| Annual return | 23.10% | 27.38%-4.3pp | 276.72%-253.6pp | 31.71%-8.6pp |
| Employer contribution / active EE | $1,621 | $3,217-49.6% | $4,646-65.1% | $2,471-34.4% |
| Participant deferral / active EE | $3,481 | $5,681-38.7% | $6,843-49.1% | $3,741-6.9% |
| Admin fee / account holder | $1,340 | $6,053-77.9% | $9,312-85.6% | $5,306-74.8% |